.black12  {
			color: #000000; 
			font-size: 12px; 
			font-family: Georgia; 
			line-height: 20px;
			text-align: justify;
			font-weight: normal }
.black13  {
			color: #000000; 
			font-size: 13px; 
			font-family: Verdana; 
			font-weight: normal }
.red12  {
			color: #990000; 
			font-size: 12px; 
			font-family: Verdana; 
			font-weight: normal }
.headline  {
			color: #6F0A0A; 
			font-size: 24px; 
			font-family: Georgia; 
			font-weight: normal;
			padding-top: 10px;
			padding-bottom: 3px }
.headline2  {
			color: #6F0A0A; 
			font-size: 24px; 
			font-family: Georgia; 
			font-weight: normal;
			padding-top: 50px;
			padding-bottom: 5px }
.blue14  {
			color: #000033; 
			font-size: 14px; 
			line-height: 20px;
			text-align: justify;
			font-family: Georgia; 
			font-weight: normal }
.leftgrid  {
			color: #000000; 
			font-size: 13px; 
			font-family: Georgia; 
			font-weight: normal; 
			line-height: 18px;
			text-align: justify }
.rightgrid  {
			color: #000000; 
			font-size: 13px; 
			font-family: Georgia; 
			font-weight: normal; 
			line-height: 18px;
			margin-bottom: 13px;
			text-align: justify }
.bottom  {
			color: #000000; 
			background-color: #cdcdcd;
			font-size: 9px; 
			font-family: Georgia; 
			font-weight: normal; 
			line-height: 15px
			float: bottom;
			margin-top: 15px;
			padding-top: 5px;
			padding-left: 5px;
			padding-bottom: 5px  }
.homeimage  {
			margin-left: 1px;
			margin-right:1px }
.small  {
			color: #333333; 
			font-size: 9px; 
			font-family: Verdana; 
			font-weight: normal 
			}

.textbox  {
			color: #000000; 
			font-size: 12px; 
			font-family: Verdana; 
			font-weight: normal;
			margin-top: 10px }
.ol1  {
			color: #000000; 
			font-size: 13px; 
			font-family: Georgia; 
			font-weight: normal;
			margin-top: 0px }

a:link  { color: #466287; font-weight: normal; font-size: 12px; font-family: Verdana; }
a:hover { color: #333333; font-weight: normal; font-size: 12px; font-family: Verdana; }
a:visited { color: #466287; font-weight: normal; font-size: 12px; font-family: Verdana; }

a.ten:link  { color: #CC0000; font-weight: bold; font-size: 10px; font-family: Verdana; }
a.ten:hover { color: #333333;font-weight: bold; font-size: 10px; font-family: Verdana; }
a.ten:visited { color: #CC0000; font-weight: bold; font-size: 10px; font-family: Verdana; }

a.smlink:link  { color: #333333; font-weight: normal; font-size: 9px; font-family: Verdana; text-decoration: none}
a.smlink:hover { color: #000000;font-weight: normal; font-size: 9px;text-indent: none; font-family: Verdana;}
a.smlink:visited { color: #333333; font-weight: normal; font-size: 9px; font-family: Verdana; }


.lower { position: fixed; bottom: 0px; width: 100%; padding: 0 0 0 0}